Online Car Insurance Iffy
Online shopping and buying auto insurance online can work well, but it's no magic path to savings, says Robert Hunter of the Consumer Federation of America. Just like when you use the phone and shop with agents, be sure to get comparative quotes.
Some sites like Quicken.com will give you competing quotes from multiple companies once you fill in your personal and vehicle information. But Hunter says these quotes rarely are the lowest because the Web sites charge fees just as agents do to get commissions.
The lowest quotes, as with phone shopping, are likely to come from direct sales firms, principally GEICO Direct and Amica Mutual. The major drawback is that these firms want your business only if you are a very good risk with no violations or accidents. But if you fit the profile, buying from them on the Internet can work for you.
News Source: The Arizona Republic
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