What’s the difference between collision and comprehensive auto coverage?
Collision coverage pays for damage to your car from an accident. Comprehensive car insurance covers damage caused by fire, flood, theft, tornado, and just about any other physical damage not covered by collision. In all states, both of these car insurance coverages are optional. However, if you have a car loan or are leasing your car, the lender or dealer will require you to carry collision and comprehensive car insurance coverage.
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