Free Car Insurance Quotes and Information

If your driving record isn’t good, getting car insurance can seem next to impossible. But you can’t afford to drive without car insurance and risk losing everything -- possibly even some of your future earnings -- if you get sued because of an auto accident. Besides, in many states, it’s a crime to drive without car insurance.

You might be able to get car insurance through state-mandated "assigned risk" programs. The car insurers in your state are required to take on poor risks in proportion to how much business the car insurance companies do there. Or, you can purchase auto insurance on the non-standard market. These car insurance companies are not always the most scrupulous, so investigate their reputations and financial health before buying. Non-standard market coverage isn’t cheap, but it may be better than the rates of well-known car insurance companies, and it probably beats taking the bus. Your state Department of Insurance or Department of Motor Vehicles can help you check the reputation of a non-standard insurer or give you other advice to help you get insured.