Do I need liability car insurance even if I live in a no-fault state?
Do I need liability car insurance even if I live in a no-fault state?
You need liability car insurance even if you live in a no-fault state. In a no-fault car insurance state, automobile drivers and their car insurance companies pay their own expenses in a car accident -- regardless of who was responsible for the crash. However, each no-fault state has a threshold above which a person who causes an accident can be sued. A suit might arise in the event of a serious injury.
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